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Insurance Companies We Use

If you use Bay Financial Partners Limited to take out an insurance policy the insurance company will pay us a commission. The amount of the commission we receive depends on the annual premium you pay. Typically we receive an upfront commission when you first take out a policy and then an ongoing servicing commission for every year the policy is in force. The rates vary according to the insurance company used and the type of policy. We will provide specific details of these commissions at the time advice is given.

Because the insurance companies pay us we generally don't have to charge you for our time. However if you cancel a policy within the first three years the insurance company will "claw back" the commission they have paid us and so we reserve the right to charge you for the time we spent arranging it.

A portion of insurance commissions are paid to the adviser.

We have Agency Agreements with the following Insurance Companies.:

AIA New Zealand Limited

AIA New Zealand Limited

Private Bag 92499 Victoria St West

Auckland 1142

t: 0800 500 108

https://www.aia.co.nz

Asteron Life Limited

Asteron Life Limited

PO Box 894

Wellington 6140

t: 0800 737 101

This email address is being protected from spambots. You need JavaScript enabled to view it.

https://www.asteronlife.co.nz/

Chubb Life Insurance New Zealand Limited

Chubb Life Insurance New Zealand Limited

Fidelity Life Assurance Company Limited

Fidelity Life Assurance Company Limited

nib NZ Limited

nib NZ Limited

Southern Cross Health Society

Southern Cross Health Society

Insurance

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