Disablement is life changing. Total and Permanent Disablement Insurance can provide a financial injection to help make lifestyle changes if you become totally and permanently disabled due to sickness or injury. 

Most people use Total and Permanent Insurance for:

• Paying for their spouse or another family member to take  time off work which allows them to provide extra help and support
• Making lifestyle changes e.g. where they live, modifying their home, clearing debt such as credit card, personal loans, mortgage
• Paying for additional costs such as travelling to medical appointments or additional childcare
• Paying off the mortgage or other debt
• Putting towards everyday living expenses as their income often reduces