Retirement Planning

Retirement planning is a whole separate topic because, by definition, your income no longer comes from you working.

Hopefully you will have investments that will be generating an income but you may have to rely solely on a pension.

Please feel free to browse the articles below to learn more about this topic.

  • KiwiSaver (22)
  • Annuities (3)

    An annuity is a product that offers a fixed rate of return in return for an upfront payment.

    Annuities are similar to fixed interest but the term the income is paid depends upon the investor rather than fixed by the company offering the annuity. Usually annuities are purchased to pay out until the death of the person named.

    Annuities usually have investment and insurance components.